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Home Equity Loans

Unlock the value you've already built.

Borrow $25,000 to $300,000 secured by the equity in your home, with longer terms and lower rates than unsecured credit.

Loan amount$25,000 – $300,000
Terms12 – 180 months
Representative APR8.99%

What can you use it for?

Put your home's equity to work for renovations or larger goals, often at a lower rate.

  • Renovations & additions
  • Large debt consolidation
  • Education costs
  • Investment property down payment
  • Major life events
  • Business start-up costs

Why choose Credit Bridge

Our largest loan amountsAccess up to $300,000 depending on your available equity.
Lower ratesSecured by your property, so rates are typically lower than unsecured loans.
Terms up to 15 yearsSpread payments out to keep them comfortable.
Guided processA dedicated specialist walks you through appraisal and closing.

What you'll need

  • Own a residential property in Canada
  • Sufficient equity in the home (appraisal required)
  • Proof of income and property tax status
  • Homeowner insurance in good standing

Common questions

How much equity do I need?

The loan amount depends on your home's appraised value, your mortgage balance and your income. A specialist will review this with you.

Is an appraisal required?

Yes. Home equity loans require a property appraisal, which we arrange as part of the process.

How long does a home equity loan take?

Most home equity loans close within 1 to 3 weeks, depending on appraisal and legal timelines.

Other loan services

Explore more ways to borrow.

Personal Loans

Unsecured, fixed-rate financing for almost anything life throws at you, with one predictable payment.

$1,000 – $50,000Learn more →

Ready to apply for home equity loans?

Apply online in minutes for $25,000 to $300,000. Checking your rate won't affect your credit score.

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