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Debt Consolidation

Many payments in. One simple payment out.

Combine credit cards, lines of credit and other bills into a single loan of $5,000 to $100,000, often at a lower rate than you pay today.

Loan amount$5,000 – $100,000
Terms12 – 84 months
Representative APR14.99%

What can you use it for?

Roll high-interest credit cards and bills into one lower payment and a clear payoff date.

  • Credit card balances
  • Store & retail cards
  • Lines of credit
  • Payday loans
  • Medical bills
  • Other personal debts

Why choose Credit Bridge

One payment, one dateStop juggling due dates and pay one lender on one schedule.
Potential interest savingsReplace high-interest card debt with a lower fixed rate.
A clear finish lineKnow exactly when you will be debt-free from day one.
Direct payoff optionWe can pay your creditors directly so nothing slips through.

What you'll need

  • Age of majority in your province or territory
  • Canadian resident with valid government ID
  • Verifiable income that supports the new payment
  • List of debts you plan to consolidate

Common questions

Will consolidating hurt my credit?

Checking your rate is a soft inquiry with no impact. Over time, paying down revolving balances and making on-time payments can help your score.

Can you pay my creditors directly?

Yes. At signing you can choose to have us send funds directly to the creditors you list.

What if I have a lot of debt?

Consolidation loans go up to $100,000. A loan specialist can help you decide which balances to include.

Other loan services

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Personal Loans

Unsecured, fixed-rate financing for almost anything life throws at you, with one predictable payment.

$1,000 – $50,000Learn more →

Ready to apply for debt consolidation?

Apply online in minutes for $5,000 to $100,000. Checking your rate won't affect your credit score.

Start My Application →