Personal Loans
Unsecured, fixed-rate financing for almost anything life throws at you, with one predictable payment.
$1,000 – $50,000Learn more →
Loans from $1,000 to $300,000
The bridge between where you are and where you're going.
From a $1,000 emergency loan to $300,000 in home equity or business financing, get fixed payments you can plan around. Checking your rate won't impact your credit score.
Bank-level security
Decisions in minutes
No prepayment penalties
How much do you need?
Estimated payment
$0
Estimate based on a representative 14.99% APR. Your actual rate depends on your credit profile.
$1K–$300KFlexible loan amounts
6 loan typesPersonal to business
24 hrsFunding after approval*
Up to 15 yrsRepayment terms
Our loans
A loan for every next step.
Whether you're covering a surprise expense, consolidating debt, renovating your home or growing your business, we'll help you get there with clear terms.
Debt Consolidation
Roll high-interest credit cards and bills into one lower payment and a clear payoff date.
$5,000 – $100,000Learn more →
Home Equity Loans
Put your home's equity to work for renovations or larger goals, often at a lower rate.
$25,000 – $300,000Learn more →
Auto Financing
Finance a new or used vehicle, or repair the one you already rely on every day.
$5,000 – $100,000Learn more →
Business Loans
Working capital, equipment and expansion financing for small and growing Canadian businesses.
$10,000 – $300,000Learn more →
Emergency Loans
Fast access to funds for urgent bills and repairs, often deposited the next business day.
$1,000 – $15,000Learn more →
How it works
Three steps. No surprises.
1
Check your rate
Tell us a little about yourself. It takes about 5 minutes and won't affect your credit score.
2
Choose your offer
Review your options with the rate, term and payment laid out up front. Pick what fits your budget.
3
Get your funds
Sign online and receive your money by direct deposit, often within 24 hours of approval.
Why Credit Bridge
Lending that treats you like a person, not a number.
- All credit types welcomeWe look beyond your score to your whole financial picture.
- From $1,000 to $300,000Small emergencies to big plans, all under one roof.
- Fixed rates and paymentsYour payment never changes, so budgeting stays simple.
- Pay off early, penalty-freeSave on interest whenever you're ready to pay it down.
Customer stories
People who crossed the bridge.
Sample testimonials. Replace these with your verified customer reviews.
★★★★★"I consolidated three credit cards into one payment and I'll be debt-free two years sooner. The process was painless."
Customer, Ontario
★★★★★"We used a home equity loan to finish our basement. Clear terms, and our specialist answered every question."
Customer, Alberta
★★★★★"The business loan let us buy a second delivery van. The application was far simpler than at my bank."
Customer, Nova Scotia
FAQ
Good questions, straight answers.
Can't find what you're looking for? Send us a message and a specialist will get back to you.
How much can I borrow?
Loans range from $1,000 to $300,000 depending on the loan type. Personal loans go up to $50,000, debt consolidation and auto loans up to $100,000, and home equity and business loans up to $300,000.
Will checking my rate affect my credit score?
No. Checking your rate uses a soft credit inquiry, which doesn't impact your score. A hard inquiry happens only if you accept an offer and proceed with your loan.
What do I need to apply?
You'll need to be the age of majority in your province, have valid government-issued ID, an active bank account and proof of steady income. Home equity and business loans require additional documents.
How quickly will I get my money?
Most approved personal, emergency and consolidation loans are funded within 24 hours of signing. Home equity loans typically close in 1 to 3 weeks.
Can I pay my loan off early?
Yes. There are no prepayment penalties, so you can make extra payments or pay the full balance at any time and save on interest.
Ready to take the next step?
Apply online in about 5 minutes. See what you qualify for with no impact to your credit score and no obligation.