:root {
  --teal: #0E4D45;
  --teal-deep: #083530;
  --amber: #E8A33D;
  --amber-soft: #F6DDB2;
  --ink: #12211F;
  --muted: #5B6B68;
  --cream: #FBF7F0;
  --paper: #FFFFFF;
  --line: #E6DFD3;
  --radius: 18px;
  --shadow: 0 20px 50px -24px rgba(8, 53, 48, .35);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Manrope", sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3 { font-family: "Fraunces", serif; font-weight: 700; line-height: 1.1; letter-spacing: -.01em; }
a { color: inherit; text-decoration: none; }
img, svg { display: block; }
.wrap { width: min(1160px, 100% - 40px); margin-inline: auto; }

.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 26px; border-radius: 999px; border: 0;
  font: 700 15px "Manrope", sans-serif; cursor: pointer;
  transition: transform .2s, box-shadow .2s, background .2s, color .2s;
}
.btn-amber { background: var(--amber); color: var(--ink); }
.btn-amber:hover { transform: translateY(-2px); box-shadow: 0 12px 24px -10px rgba(232,163,61,.8); }
.btn-ghost { background: transparent; color: var(--teal); border: 2px solid var(--teal); }
.btn-ghost:hover { background: var(--teal); color: #fff; }
.btn-teal { background: var(--teal); color: #fff; }
.btn-teal:hover { background: var(--teal-deep); }
.eyebrow {
  display: inline-block; font-size: 13px; font-weight: 700; letter-spacing: .14em;
  text-transform: uppercase; color: var(--teal);
}

/* Top bar + nav */
.topbar { background: var(--teal-deep); color: #CFE3DF; font-size: 13px; }
.topbar .wrap { display: flex; justify-content: space-between; gap: 12px; padding: 8px 0; flex-wrap: wrap; }
.topbar a { color: var(--amber-soft); font-weight: 600; }
header.nav { position: sticky; top: 0; z-index: 50; background: rgba(251,247,240,.94); backdrop-filter: blur(10px); border-bottom: 1px solid var(--line); }
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 76px; position: relative; }
.brand { display: flex; align-items: center; gap: 12px; }
.brand img { width: 42px; height: 42px; }
.brand-name { font-family: "Fraunces", serif; font-weight: 700; font-size: 20px; line-height: 1; }
.brand-name small { display: block; font-family: "Manrope", sans-serif; font-size: 11px; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--muted); margin-top: 4px; }
.nav ul.menu { display: flex; gap: 32px; list-style: none; font-weight: 600; font-size: 15px; align-items: center; }
.nav ul.menu > li { position: relative; }
.nav ul.menu > li > a { position: relative; padding: 26px 0; }
.nav ul.menu > li > a::after { content: ""; position: absolute; left: 0; bottom: 18px; width: 0; height: 2px; background: var(--amber); transition: width .25s; }
.nav ul.menu > li > a:hover::after, .nav ul.menu > li > a.active::after { width: 100%; }
.has-drop > a::before { content: "▾"; position: absolute; right: -14px; font-size: 11px; color: var(--muted); }
.has-drop > a { margin-right: 10px; }
.drop {
  position: absolute; top: 46px; left: -24px; min-width: 270px; list-style: none;
  background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow);
  padding: 10px; opacity: 0; visibility: hidden; transform: translateY(8px); transition: .2s;
}
.has-drop:hover .drop, .has-drop:focus-within .drop { opacity: 1; visibility: visible; transform: none; }
.drop a { display: flex; justify-content: space-between; gap: 16px; padding: 10px 14px; border-radius: 10px; font-size: 14px; }
.drop a small { color: var(--muted); font-weight: 500; }
.drop a:hover { background: var(--cream); color: var(--teal); }
.drop li:last-child a { border-top: 1px solid var(--line); border-radius: 0 0 10px 10px; margin-top: 6px; color: var(--teal); }
.nav-cta { display: flex; gap: 12px; align-items: center; }
.burger { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.burger span { display: block; width: 24px; height: 2px; background: var(--ink); margin: 5px 0; }

/* Hero (home) */
.hero { position: relative; overflow: hidden; padding: 80px 0 110px; isolation: isolate; }
.hero::before {
  content: ""; position: absolute; right: -180px; top: -120px; width: 720px; height: 720px;
  border-radius: 50%; border: 90px solid var(--amber-soft); opacity: .55; z-index: -1;
}
.hero .wrap { display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center; }
.hero h1 { font-size: clamp(42px, 5.6vw, 72px); margin: 18px 0 22px; }
.hero h1 em { font-style: italic; color: var(--teal); position: relative; z-index: 0; }
.hero h1 em::after { content: ""; position: absolute; left: 0; right: 0; bottom: 6px; height: 12px; background: var(--amber); opacity: .45; z-index: -1; border-radius: 4px; }
.hero p.lead { font-size: 19px; color: var(--muted); max-width: 520px; }
.hero-actions { display: flex; gap: 14px; margin: 34px 0 30px; flex-wrap: wrap; }
.trust { display: flex; gap: 28px; flex-wrap: wrap; font-size: 14px; color: var(--muted); font-weight: 600; }
.trust span { display: flex; align-items: center; gap: 8px; }
.trust svg { color: var(--teal); }

.reveal { opacity: 0; transform: translateY(18px); animation: rise .8s cubic-bezier(.2,.7,.2,1) forwards; }
.d1 { animation-delay: .05s; } .d2 { animation-delay: .15s; } .d3 { animation-delay: .25s; } .d4 { animation-delay: .35s; } .d5 { animation-delay: .5s; }
@keyframes rise { to { opacity: 1; transform: none; } }

/* Page hero (inner pages) */
.page-hero { background: var(--teal); color: #fff; padding: 70px 0 80px; position: relative; overflow: hidden; isolation: isolate; }
.page-hero::after {
  content: ""; position: absolute; right: -120px; top: -160px; width: 480px; height: 480px;
  border-radius: 50%; border: 70px solid rgba(232,163,61,.22); z-index: -1;
}
.crumbs { font-size: 13px; color: #A9C7C1; font-weight: 600; margin-bottom: 18px; }
.crumbs a:hover { color: var(--amber); }
.crumbs span { margin: 0 8px; opacity: .6; }
.page-hero h1 { font-size: clamp(38px, 5vw, 60px); max-width: 760px; }
.page-hero p { color: #CFE3DF; font-size: 18px; max-width: 640px; margin-top: 18px; }
.page-hero .eyebrow { color: var(--amber); margin-bottom: 14px; }
.chips { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.chip { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.18); border-radius: 14px; padding: 12px 18px; }
.chip small { display: block; font-size: 12px; color: #A9C7C1; font-weight: 600; text-transform: uppercase; letter-spacing: .08em; }
.chip b { font-family: "Fraunces", serif; font-size: 22px; color: #fff; }

/* Calculator card */
.calc {
  background: var(--paper); border-radius: 26px; padding: 34px; box-shadow: var(--shadow);
  border: 1px solid var(--line); position: relative;
}
.calc::before {
  content: "Estimate in seconds"; position: absolute; top: -14px; left: 30px;
  background: var(--teal); color: #fff; font-size: 12px; font-weight: 700; letter-spacing: .08em;
  text-transform: uppercase; padding: 6px 14px; border-radius: 999px;
}
.calc h3 { font-size: 24px; margin-bottom: 22px; }
.field { margin-bottom: 22px; }
.field-top { display: flex; justify-content: space-between; align-items: baseline; font-weight: 600; font-size: 14px; color: var(--muted); margin-bottom: 10px; }
.field-top output { font-family: "Fraunces", serif; font-size: 24px; color: var(--ink); font-weight: 700; }
input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 8px; border-radius: 99px; background: linear-gradient(to right, var(--teal) var(--p, 50%), var(--line) var(--p, 50%)); outline: none; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 26px; height: 26px; border-radius: 50%; background: var(--amber); border: 4px solid #fff; box-shadow: 0 2px 8px rgba(0,0,0,.25); cursor: grab; }
input[type=range]::-moz-range-thumb { width: 20px; height: 20px; border-radius: 50%; background: var(--amber); border: 4px solid #fff; box-shadow: 0 2px 8px rgba(0,0,0,.25); cursor: grab; }
.result { background: var(--cream); border-radius: 16px; padding: 20px 22px; display: flex; justify-content: space-between; align-items: center; gap: 12px; margin: 6px 0 20px; }
.result small { color: var(--muted); font-weight: 600; font-size: 13px; }
.result strong { font-family: "Fraunces", serif; font-size: 36px; color: var(--teal); display: block; line-height: 1.1; }
.freq { display: flex; background: #fff; border-radius: 999px; padding: 4px; border: 1px solid var(--line); }
.freq button { border: 0; background: none; padding: 6px 12px; border-radius: 999px; font: 600 12px "Manrope"; cursor: pointer; color: var(--muted); }
.freq button.on { background: var(--teal); color: #fff; }
.calc .btn { width: 100%; justify-content: center; }
.fine { font-size: 12px; color: var(--muted); margin-top: 14px; text-align: center; }

/* Stats strip */
.strip { background: var(--teal); color: #fff; }
.strip .wrap { display: grid; grid-template-columns: repeat(4, 1fr); padding: 38px 0; }
.strip div { padding: 0 20px; border-left: 1px solid rgba(255,255,255,.15); }
.strip div:first-child { border-left: 0; }
.strip b { font-family: "Fraunces", serif; font-size: 34px; color: var(--amber); display: block; }
.strip span { font-size: 14px; color: #CFE3DF; }

section { padding: 100px 0; }
.sec-head { max-width: 640px; margin-bottom: 52px; }
.sec-head.center { margin-inline: auto; text-align: center; }
.sec-head h2 { font-size: clamp(32px, 4vw, 48px); margin-top: 12px; }
.sec-head p { color: var(--muted); font-size: 17px; margin-top: 14px; }

/* Product cards */
.products { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.card {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 32px; transition: transform .25s, box-shadow .25s, border-color .25s; position: relative; overflow: hidden;
  display: flex; flex-direction: column;
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: transparent; }
.card .ico { width: 56px; height: 56px; border-radius: 16px; background: var(--amber-soft); display: grid; place-items: center; margin-bottom: 22px; color: var(--teal); }
.card h3 { font-size: 24px; margin-bottom: 10px; }
.card p { color: var(--muted); font-size: 15px; flex: 1; }
.card .range { margin-top: 20px; padding-top: 18px; border-top: 1px dashed var(--line); display: flex; justify-content: space-between; font-size: 14px; font-weight: 700; }
.card .range a { color: var(--teal); }
.card.feature { background: var(--teal); color: #fff; }
.card.feature p { color: #CFE3DF; }
.card.feature .ico { background: var(--amber); color: var(--ink); }
.card.feature .range { border-color: rgba(255,255,255,.2); }
.card.feature .range a { color: var(--amber); }

/* Steps */
.how { background: var(--paper); border-block: 1px solid var(--line); }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; position: relative; }
.steps::before { content: ""; position: absolute; top: 34px; left: 12%; right: 12%; height: 2px; background: repeating-linear-gradient(90deg, var(--amber) 0 10px, transparent 10px 20px); }
.step { text-align: center; position: relative; }
.step .num { width: 68px; height: 68px; border-radius: 50%; background: var(--cream); border: 2px solid var(--teal); display: grid; place-items: center; margin: 0 auto 22px; font-family: "Fraunces", serif; font-size: 28px; font-weight: 700; color: var(--teal); position: relative; }
.step h3 { font-size: 22px; margin-bottom: 8px; }
.step p { color: var(--muted); font-size: 15px; max-width: 290px; margin: 0 auto; }

/* Why split */
.why .wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; }
.why-visual { position: relative; aspect-ratio: 1 / 1; border-radius: 30px; background: var(--teal); overflow: hidden; display: grid; place-items: center; }
.why-visual svg { width: 62%; }
.why-visual .tag { position: absolute; background: #fff; border-radius: 14px; padding: 14px 18px; box-shadow: var(--shadow); font-size: 14px; font-weight: 700; }
.why-visual .tag small { display: block; font-weight: 500; color: var(--muted); font-size: 12px; }
.why-visual .t1 { top: 30px; left: 30px; }
.why-visual .t2 { bottom: 30px; right: 30px; }
.checks { list-style: none; display: grid; gap: 20px; margin-top: 30px; }
.checks li { display: grid; grid-template-columns: 36px 1fr; gap: 14px; }
.checks .tick { width: 36px; height: 36px; border-radius: 10px; background: var(--amber-soft); display: grid; place-items: center; color: var(--teal); }
.checks b { display: block; font-size: 17px; }
.checks span { color: var(--muted); font-size: 15px; }

/* Testimonials */
.reviews { background: var(--teal-deep); color: #fff; }
.reviews .sec-head .eyebrow { color: var(--amber); }
.reviews .sec-head p { color: #A9C7C1; }
.quotes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.quote { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); border-radius: var(--radius); padding: 30px; }
.stars { color: var(--amber); letter-spacing: 3px; margin-bottom: 14px; }
.quote p { font-family: "Fraunces", serif; font-size: 19px; line-height: 1.45; margin-bottom: 20px; }
.quote cite { font-style: normal; font-size: 14px; color: #A9C7C1; font-weight: 600; }

/* FAQ */
.faq .wrap { display: grid; grid-template-columns: .8fr 1.2fr; gap: 60px; }
details { border-bottom: 1px solid var(--line); padding: 22px 0; }
summary { list-style: none; cursor: pointer; font-weight: 700; font-size: 18px; display: flex; justify-content: space-between; gap: 20px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font-family: "Fraunces", serif; font-size: 26px; line-height: 1; color: var(--teal); transition: transform .25s; }
details[open] summary::after { transform: rotate(45deg); }
details p { color: var(--muted); margin-top: 12px; max-width: 600px; }

/* CTA box */
.cta { padding-top: 0; }
.cta-box { background: var(--amber); border-radius: 30px; padding: 60px; display: flex; justify-content: space-between; align-items: center; gap: 40px; position: relative; overflow: hidden; isolation: isolate; }
.cta-box::after { content: ""; position: absolute; right: -80px; bottom: -160px; width: 360px; height: 360px; border-radius: 50%; border: 60px solid rgba(255,255,255,.25); z-index: -1; }
.cta-box h2 { font-size: clamp(30px, 4vw, 44px); }
.cta-box p { margin-top: 12px; font-size: 17px; max-width: 540px; }
.cta-box .btn { flex-shrink: 0; }

/* Service detail */
.service .wrap { display: grid; grid-template-columns: 1.25fr .75fr; gap: 60px; align-items: start; }
.service h2 { font-size: clamp(28px, 3.4vw, 38px); margin-bottom: 16px; }
.service h2:not(:first-child) { margin-top: 56px; }
.service .prose > p { color: var(--muted); font-size: 17px; }
.uses { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 24px; list-style: none; }
.uses li { background: var(--paper); border: 1px solid var(--line); border-radius: 14px; padding: 16px 18px; font-weight: 600; display: flex; gap: 12px; align-items: center; }
.uses li::before { content: ""; width: 10px; height: 10px; border-radius: 3px; background: var(--amber); flex-shrink: 0; }
.feat-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 24px; }
.feat { padding: 24px; border-radius: 16px; background: var(--paper); border: 1px solid var(--line); }
.feat b { display: block; font-family: "Fraunces", serif; font-size: 20px; margin-bottom: 6px; }
.feat span { color: var(--muted); font-size: 15px; }
.sticky { position: sticky; top: 110px; }
.side-note { margin-top: 20px; padding: 22px; border-radius: 16px; background: var(--amber-soft); font-size: 14px; }
.side-note b { display: block; font-size: 16px; margin-bottom: 4px; }

/* Comparison table */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
table { width: 100%; border-collapse: collapse; min-width: 640px; }
th, td { text-align: left; padding: 18px 22px; border-bottom: 1px solid var(--line); font-size: 15px; }
th { background: var(--cream); font-size: 13px; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); }
tr:last-child td { border-bottom: 0; }
td a { color: var(--teal); font-weight: 700; }
td:first-child { font-weight: 700; }

/* Forms */
.form-card { background: #fff; border: 1px solid var(--line); border-radius: 24px; padding: 40px; box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-grid .full { grid-column: 1 / -1; }
.form-card label, .form-grid label { font-size: 13px; font-weight: 700; color: var(--muted); display: grid; gap: 7px; }
.form-card input:not([type=checkbox]):not([type=radio]):not([type=range]), .form-card select, .form-card textarea {
  font: 500 15px "Manrope"; padding: 13px 15px; border: 1.5px solid var(--line); border-radius: 12px;
  background: var(--cream); color: var(--ink); width: 100%;
}
.form-card textarea { min-height: 140px; resize: vertical; }
.form-card input:focus, .form-card select:focus, .form-card textarea:focus { outline: none; border-color: var(--teal); background: #fff; }
.form-card .invalid { border-color: #C2410C !important; background: #FFF4EE !important; }
.check { display: flex !important; grid-template-columns: none; gap: 12px !important; align-items: flex-start; font-weight: 500 !important; color: var(--ink) !important; font-size: 14px !important; }
.check input { margin-top: 4px; accent-color: var(--teal); width: 18px; height: 18px; flex-shrink: 0; }
.check a { color: var(--teal); font-weight: 700; text-decoration: underline; }
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.form-error { display: none; padding: 14px 18px; border-radius: 12px; background: #FFF4EE; color: #9A3412; font-weight: 600; font-size: 14px; margin-top: 16px; }
.form-error.show { display: block; }
.btn[disabled] { opacity: .6; cursor: wait; transform: none; }
.form-msg { display: none; padding: 18px; border-radius: 14px; background: #E5F2EF; color: var(--teal); font-weight: 700; text-align: center; margin-top: 18px; }

/* Application stepper */
.apply-page .wrap { display: grid; grid-template-columns: 1.3fr .7fr; gap: 50px; align-items: start; }
.stepper { display: flex; gap: 8px; margin-bottom: 34px; list-style: none; counter-reset: s; }
.stepper li { flex: 1; font-size: 12px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; counter-increment: s; }
.stepper li::before { content: ""; display: block; height: 5px; border-radius: 99px; background: var(--line); margin-bottom: 10px; transition: background .3s; }
.stepper li.done::before, .stepper li.current::before { background: var(--teal); }
.stepper li.current { color: var(--teal); }
.panel { display: none; }
.panel.active { display: block; animation: rise .45s ease forwards; }
.panel h2 { font-size: 30px; margin-bottom: 6px; }
.panel > p { color: var(--muted); margin-bottom: 26px; }
.panel-nav { display: flex; justify-content: space-between; margin-top: 30px; gap: 12px; }
.tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.tile input { position: absolute; opacity: 0; pointer-events: none; }
.tile span { display: block; padding: 16px; border: 1.5px solid var(--line); border-radius: 14px; background: var(--cream); cursor: pointer; font-weight: 700; color: var(--ink); font-size: 14px; transition: .2s; }
.tile span small { display: block; font-weight: 500; color: var(--muted); font-size: 12px; margin-top: 2px; }
.tile input:checked + span { border-color: var(--teal); background: #E5F2EF; box-shadow: inset 0 0 0 1px var(--teal); }
.tile input:focus-visible + span { outline: 2px solid var(--amber); outline-offset: 2px; }
.review { background: var(--cream); border-radius: 16px; padding: 22px; display: grid; grid-template-columns: 1fr 1fr; gap: 14px 24px; margin-bottom: 22px; }
.review div small { display: block; font-size: 12px; color: var(--muted); font-weight: 700; text-transform: uppercase; letter-spacing: .06em; }
.review div b { font-size: 15px; }
.done-box { text-align: center; padding: 30px 10px; }
.done-box .big { width: 80px; height: 80px; border-radius: 50%; background: var(--amber); display: grid; place-items: center; margin: 0 auto 20px; }
.done-box h2 { font-size: 34px; margin-bottom: 10px; }
.done-box p { color: var(--muted); max-width: 440px; margin: 0 auto 24px; }
.aside-list { list-style: none; display: grid; gap: 16px; margin-top: 16px; }
.aside-list li { display: grid; grid-template-columns: 28px 1fr; gap: 12px; font-size: 14px; color: var(--muted); }
.aside-list li b { color: var(--ink); display: block; font-size: 15px; }
.aside-list svg { color: var(--teal); }

/* Contact */
.contact .wrap { display: grid; grid-template-columns: .8fr 1.2fr; gap: 50px; align-items: start; }
.info-card { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 26px; display: grid; grid-template-columns: 48px minmax(0, 1fr); gap: 16px; margin-bottom: 16px; overflow-wrap: anywhere; }
.contact .wrap > * { min-width: 0; }
.info-card .ico { width: 48px; height: 48px; border-radius: 14px; background: var(--amber-soft); display: grid; place-items: center; color: var(--teal); }
.info-card b { display: block; font-size: 17px; margin-bottom: 2px; }
.info-card span, .info-card a { color: var(--muted); font-size: 15px; }
.info-card a { color: var(--teal); font-weight: 700; }

/* Legal */
.legal-page .wrap { display: grid; grid-template-columns: 240px 1fr; gap: 60px; align-items: start; }
.toc { position: sticky; top: 110px; list-style: none; border-left: 2px solid var(--line); }
.toc a { display: block; padding: 7px 0 7px 18px; font-size: 14px; color: var(--muted); font-weight: 600; margin-left: -2px; border-left: 2px solid transparent; }
.toc a:hover { color: var(--teal); border-color: var(--amber); }
.legal-body { max-width: 760px; }
.legal-body .updated { display: inline-block; background: var(--amber-soft); padding: 6px 14px; border-radius: 999px; font-size: 13px; font-weight: 700; margin-bottom: 26px; }
.legal-body h2 { font-size: 26px; margin: 44px 0 14px; scroll-margin-top: 110px; }
.legal-body h2:first-of-type { margin-top: 0; }
.legal-body p, .legal-body li { color: #3B4B48; font-size: 16px; }
.legal-body p + p { margin-top: 12px; }
.legal-body ul { padding-left: 22px; margin: 12px 0; display: grid; gap: 8px; }
.legal-body a { color: var(--teal); font-weight: 700; text-decoration: underline; }

/* Footer */
footer { background: var(--ink); color: #A3B1AE; padding: 70px 0 30px; font-size: 14px; }
.foot { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; }
footer .brand-name { color: #fff; }
footer .brand-name small { color: #7E8F8B; }
footer .brand img { width: 42px; height: 42px; }
footer h4 { color: #fff; font-size: 14px; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 16px; }
footer ul { list-style: none; display: grid; gap: 10px; }
footer a:hover { color: var(--amber); }
.legal { border-top: 1px solid rgba(255,255,255,.1); margin-top: 50px; padding-top: 24px; font-size: 12px; line-height: 1.7; }
.legal p + p { margin-top: 8px; }
.legal a { text-decoration: underline; }

@media (max-width: 960px) {
  .hero .wrap, .why .wrap, .faq .wrap, .service .wrap, .apply-page .wrap, .contact .wrap, .legal-page .wrap { grid-template-columns: 1fr; }
  .products, .quotes, .steps { grid-template-columns: 1fr; }
  .steps::before { display: none; }
  .strip .wrap { grid-template-columns: repeat(2, 1fr); row-gap: 24px; }
  .strip div:nth-child(3) { border-left: 0; }
  .foot { grid-template-columns: 1fr 1fr; }
  .sticky, .toc { position: static; }
  .toc { display: none; }
  .burger { display: block; }
  .nav ul.menu { display: none; }
  .nav ul.menu.open {
    display: flex; flex-direction: column; align-items: stretch; position: absolute; top: 76px; left: -20px; right: -20px;
    background: var(--cream); padding: 10px 20px 20px; gap: 0; border-bottom: 1px solid var(--line); box-shadow: var(--shadow);
    max-height: calc(100vh - 110px); overflow-y: auto;
  }
  .nav ul.menu.open > li > a { display: block; padding: 14px 0; }
  .nav ul.menu > li > a::after, .has-drop > a::before { display: none; }
  .drop { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: 0; padding: 0 0 8px 12px; background: none; min-width: 0; }
  .cta-box { flex-direction: column; align-items: flex-start; padding: 40px 28px; }
  section { padding: 70px 0; }
}
@media (max-width: 560px) {
  .nav-cta .btn { display: none; }
  .form-grid, .uses, .feat-grid, .review { grid-template-columns: 1fr; }
  .tiles { grid-template-columns: 1fr 1fr; }
  .foot { grid-template-columns: 1fr; }
  .calc, .form-card { padding: 28px 20px; }
  .result { flex-direction: column; align-items: flex-start; }
}
@media (prefers-reduced-motion: reduce) {
  .reveal, .panel.active { animation: none; opacity: 1; transform: none; }
  html { scroll-behavior: auto; }
}